Free tools for career breaks & retirement
Can you afford
time away from work?
Check a career-break budget, compare retirement dates, or build a detailed plan. Start with the decision you’re making.
Choose your tool
Free to use. Your financial entries are not sent to us.
Time off, planned
Career Break Planner
See whether savings cover your break, a delayed next salary and the reserve you want to keep.
Check my career breakRetirement timing
Retirement Timing Lab
Compare your chosen retirement date with working 1, 3 or 5 more years, including difficult-market scenarios.
Compare retirement datesRetirement planning
FIRE Planner
Model financial independence with future income, one-off costs and changing spending.
Open FIRE PlannerWealth percentile
Personal Wealth Rank
Compare net worth with country-level estimates. See the data year and limits behind your wealth band.
Check your wealth rankIndian equities
Stock Screen Builder
Build financial-ratio filters for research. No stock recommendations or company ratings.
Build a stock screenA worked example · not a forecast
Retire at 50 or 53?
The market path matters.
For this fictional 45-year-old, working three more years improves the model results. An early market fall still leaves many paths short of funding the full retirement.
See the inputs & full calculation| Retire at | Base model | Early fall |
|---|---|---|
| 50 | 66% | 28% |
| 53 | 79% | 47% |
2,000 paths per scenario; rounded percentages. These are model results, not your probability of success. Assumptions are shown in the example.
Learn at your own pace
Understand the numbers.
Short explanations when you need them.
Browse guides and examples