Kiran PuthezhathFinancial tools & thinking

Independent tools for thoughtful decisions

Financial clarity,
built around you.

Plan retirement, pressure-test assumptions, and make calmer long-term decisions with private tools that explain the thinking behind every result.

Explore the tools How the numbers work
  • Runs in your browser
  • No account required
  • Assumptions made visible

Illustrative plan

Your path to financial independence

On track
Target corpus₹4.1 Crin today’s money
Plan confidence86%across simulations
Median projected portfolioAge 38 → 95
Private by designYour financial inputs stay on your device.
Transparent assumptionsReturns, inflation, fees, and risk stay visible.
Built for decisionsClear next steps, not a wall of statistics.

Practical calculators

Start with the decision in front of you.

Each tool works locally in your browser and turns complex assumptions into a result you can understand and challenge.

01

Retirement planning

FIRE Planner

Model accumulation, retirement spending, future income, market uncertainty, and sequence risk in today’s money.

  • Monte Carlo projections
  • Fixed or guardrail spending
  • India and international units
Open FIRE Planner
02

Context, not comparison

Wealth Range

Explore a broad, age-aware estimate of how your net worth compares—without pretending the data is perfectly precise.

Explore Wealth Range
03

Indian equities

Stock Screen Builder

Generate disciplined starting screens for quality, value, resilience, dividends, and sensible growth.

Build a stock screen

The thinking behind the tools

Good plans are robust,
not merely optimistic.

Markets are uncertain. Your process does not have to be. Learn how sequence risk, buffers, diversification, and flexible spending can make a financial plan more resilient.

Read the insights

“The goal is not to predict every outcome. It is to build a plan that can survive many of them.”

Kiran Puthezhath

About the maker

Engineering discipline applied to personal finance.

Kiran Puthezhath is a chemical engineer from NIT Tiruchirappalli who builds private, understandable tools for calmer financial decisions. His approach is simple: learn continuously, act consistently, and design for resilience.

More about Kiran